10 Years of Auto-Enrolment in Workplace Pensions

  • Changes to minimum age and contributions: A 2017 policy review recommended lowering the age of the auto-enrolment threshold from 22 years to 18, and removing the lower limit of the qualifying earnings, it is already set that this will happen in the mid-2020s
  • Access to dashboards: it has been recommended that a view of individual-level data of pension provision across a number of automatic enrolment schemes be provided; specifically, the number of pension pots held by a member, contributions, and pension fund size.
  • Support for self-employed and gig economy workers: The Department for Work and Pensions is undertaking a live research programme to determine how to increase support for persons in these categories, with Nest estimating that just 16% of self-employed individuals actively contribute to a pension scheme, a decline of 32% since the late 1990s.

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